These are non‑traditional loan or financing solutions designed for clients whose circumstances may not fit standard loan criteria, or who need more adaptable terms. This might include loans with alternative income verification, flexible repayment schedules, short‑term gaps, bridging finance, or loans from non‑bank / specialist lenders, or structured finance.
| Feature | Details |
|---|---|
| Flexible documentation / eligibility | Might accept non-standard income proofs, business income, freelance income, etc., or have looser credit score criteria. |
| Repayment flexibility | Features like interest-only periods, repayment holidays, step-up or step-down repayments, or variable schedules. |
| Faster approval / less paperwork | Some alternate lenders streamline applications for speed, offering fewer requirements and quicker decisions. |
| Loan types | Could include bridging loans, payday or cash advances (short term), peer-to-peer loans, asset-based lending, or specialised small business/startup finance. |
