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  • Suite 31, Level 3, 2 Brandon Park Drive , Wheelers Hill VIC 3150
  • 1300 390 967
  • Mon–Sat: 10:00 AM – 4:00 PM

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Find the Right Home Loan with MortgageXpress

At MortgageXpress, we partner with over 70 lenders through our mortgage broking network, as well as a variety of funders via mortgage manager and funder-broker channels.
We understand that every situation is unique. That’s why we take the time to understand your needs and explore loan options tailored to you.
Share a few details about your situation, and one of our friendly experts will get in touch to guide you through your options and the next steps.

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We’d love to hear from you! Whether you’ve got questions about loans & finance options, want guidance, or need help choosing the right solution. Reach out via phone, email, or use the form below - we aim to respond within 24 business hours. Your financial growth and security are important to us.

  • Suite 31, Level 3, 2 Brandon Park Drive , Wheelers Hill VIC 3150
  • 1300 390 967
  • info@site.mortgagexpress.com.au
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MX Quantum – Prime, No Impairment

  • Type: Prime Loan
  • Status: Healthy / Performing
  • Explanation: MX Quantum loans are considered top-tier. The borrowers have strong credit profiles, and there are no signs of financial distress or default. These loans are current on payments, well-secured (if applicable), and carry minimal risk.
  • No missed payments
  • No restructuring needed
  • Strong financials
  • Lowest risk for the lender

MX Pulse – Slight Bumps, Still Strong

  • Type: Watchlist or Sub-Prime (Mild)
  • Status: Slightly Distressed but Recovering
  • Explanation: MX Pulse loans may have experienced minor issues-such as a short-term payment delay or a temporary dip in the borrower’s performance—but they are still fundamentally strong. These loans are being monitored more closely but are expected to remain performing or recover soon.
  • Minor payment delays or covenant breaches
  • Temporary cash flow issues
  • Borrower still likely to meet obligations
  • Possibly under review or watch

MX Nova – New Star Rising After Collapse (Major Impairments)

  • Type: Restructured / Non-Performing → Recovered
  • Status: Previously Impaired, Now Reviving
  • Explanation: MX Nova loans were once in serious trouble-possibly non-performing or defaulted—but are now undergoing restructuring, recovery, or transformation. This could involve new business strategies, changes in management, or significant loan modifications. While risk remains, there is potential for turnaround.
  • History of default or impairment
  • Undergoing restructuring or rehabilitation
  • Signs of recovery or new growth
  • High risk, but with upside potential
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  • Suite 31, Level 3, 2 Brandon Park Drive , Wheelers Hill VIC 3150
  • 1300 390 967
  • info@site.mortgagexpress.com.au
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